Benefits We Received in Canada During the Covid-19 Pandemic

Went to a creek near our rental cottage. Looks awesome!

I have been monitoring the Covid-19 pandemic cases online to know how the virus propagated to other countries. Surprisingly, it has spread so fast that it reaches millions in just few months.

Let's have a breakdown of the highest confirmed cases in the world and rank them.

Top 5 Highest Cases
Total World Cases - 2,622,571 confirmed cases

1. United States - 842,319
2. Spain -208,389
3. Italy - 187,327
4. France - 157,125
5. Germany - 150,062

It's an alarming number in United States that it's 4x than the other four countries.  Remember that we were alarmed by Italy when it was the highest? Now, the number is astronomical in USA, a great challenge on their health care.

Meanwhile, I'm also surprised about China, where the number of cases has plateaued. As of this posting, there is a city in China that is under lockdown, here's the news.

There are controversy theories spread online saying the country is hiding something from the public.  Unless proven, it will remain as that.

How about the status in Canada? 
I'm residing in Toronto, one of the biggest city in Canada, where the number of Covid-19 confirmed cases had already reached 41k, 41,650 to be exact, and growing. There are already 2,239 death, where Quebec is the highest with 1,243 people died.

Most of the residents are still staying indoors to help flatten the curve. The whole province of Ontario is in partial lockdown, meaning all non-essential businesses are closed down. To find out about the essential business in Ontario, here is the list.

After two weeks off work, I'm now back in the workforce as I'm included in the list of essential worker. I can now travel to visit customers, though some companies are closed for visitors as one of their policy.

Premier Doug Ford said that it won’t be reopening the province on May 24. They will continuously monitor the situation and will have weekly meetings to address the issue.

When going out to buy groceries or a scheduled visit to the doctor, we always wear mask and practice precautions like washing our hands with sanitizers. But, unfortunately, many are still not wearing mask because it was not set as mandatory from the Ministry of Health.

Our kids are still at home. It's been more than a month now that Canada had closed the school gates. Premier Doug Ford says it will be the last to open if everything is cleared up.  That means our budget for food has changed. Kids are constantly nibbling food so the consumption of our household food has increased. 

We are fortunate that the province had provided us benefits for the kids and me.

What are the Benefits We Received in Canada?
Workers Benefit
For us, workers, who have lost jobs or are off work for over 14 days, are grateful that the Federal government provided us the CERB (Canada Emergency Response Benefit).  It provides $2,000 a month, $500 per week, of benefits for a maximum period of 16 weeks.

Since I was off work for two weeks, I have $1,000 to compensate the no-work-no-pay from my employer.

When I applied for the CERB, the options are in batches of months, but the day I started and ended my "off work" are in both months, so I selected both.

For just three days, we received a direct deposit of $4,000 from the Federal Government of Canada.  I have to return the difference because I only need $1,000 or I will be taxed for the whole amount on next tax season.

Kids Benefit 
The government also had provided us benefits for the kids. We received $200 for our 8-year-old, but haven't received for our newborn yet.  Maybe the birth registration has not been processed, so his name is still not in the system.

Two days after processing, we received the $200 from the Support for Families MSP on direct deposit.

One of the Foundations of the Toronto District Catholic School Board had also provided $50 for each kid who is enrolled in that school. We applied for it and we gonna receive it soon. It will be a great help on our budget

Just recently, the Federal government also announced that College students will receive $1,250 monthly from May to August.

We are fortunate to be in this country and grateful for the benefits we received. So, still no regrets migrating to this beautiful country with a good governance.

Where to Listen?
Apple Podcast - Episode EP166
Spotify - Episode EP166
Google Podcast - Episode 166

Shownotes Links:

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What I've Noticed to Entitled Immigrants in Canada

We've been here in Canada for the past five years (WOW! That was quick, time really flies!). The blessings that we had for the past years were awesome.  Our lifestyle had improved in terms of our family bonding, travelling together with my family to see the beautiful places in Quebec and Ontario, and having a chance to dine in fancy restaurants.

When staying in a country, like Canada, for a long period of time, we start to take things for granted.  Specially the provisions given to us by the government, people forget that these are not available in other countries.

I can still remember when I was applying for immigration to Canada. The frequent chat with my sister kept me motivated to hasten my application. She told me about the benefits that my nephew gets in terms of free education, free checkup, and free this and that.  The thought of having those benefits in Canada is unbelievable to me if I compare it with our previous situation.

As a backgrounder to those who haven't followed my journey, I came to Singapore as an overseas foreign worker, leaving my family behind in Philippines to have a better future for them. Then I applied for a permanent residency in Canada and became a citizen.  You can read my post about it in my BenAlagnam.com blog.

For the past years that I've been talking to older immigrants, some of them become entitled on what Canada had provided them, with lots of benefits. But they have many complaints about the system. These are the complaints.

• They start complaining of the school system, saying that it's not that great as compared to other countries or in Philippines.
• The doctor's visit takes a lot of time. 
• They need to work 2 or more jobs just to cope up with the bills.
• It's difficult to retire earlier than 65 years old because they can't save enough for that.
• The cost of living in Toronto is high.
• ...and there's a lot more.

Yes, they are correct in some sense. But, they forget where they came from and the situation they were in.  I know that they paid taxes, but note that they did the same to the government of the country of their origin. Have they enjoyed the same benefits?

They might have immigrated in Canada for the same reason as mine, which is the lack of benefits I get from my tax contributions. Never mind about the service of the government as compared to Canada, which is way better.

This is what I can say to those complainers...

Education
Canada is one of the world's top performing education system in the world according to www.ncee.org.  It is also the 3rd in the Top 10 with the best education system in the world for 2019 according to Master and More.

If you are complaining about the education system, you must came from one of the top countries mentioned on those websites.

Doctor's Visit
Doctors visit takes a lot of time is apparent. But you can choose a different clinic if you need to. You are not obliged to stick to one clinic or doctor, you have the right to move to another location. 

Hospital emergencies are built for emergency situation only, that's why they're called emergency. So if it's not what the situation is, go to a clinic and have yourself checked for non-emergency purposes.

Working Double Jobs
Who says you have to work double jobs? If you are complaining that the rent is not enough, move to a cheaper place, a basement, apartment, or bedroom rental.

Having an expensive car is a choice. In Toronto, you can use the public transportation. Uber is an option but not a necessity. Buy an old car that only cost $2,000 dollars if you really need to and not brand new ones that costs $30,000 or more.

Cook your own food and do not buy in restaurants or fast food chains. There are grocery stores in Canada that are affordable and good quality.

Upgrade your education so you can be qualified for a better employment position. You may get a job in your field of expertise.

Can't Save Enough for Retirement
Well, if you did not follow on what I explained above, you end up with no savings.

You should save early for your retirement. Don't buy expensive or luxuries things if you haven't saved for your retirement.

Canada has a savings plan called RRSP, you have to use the benefits for that. Talk to a financial advisor. Compare banks with other investment institutions. There are many out there. That's what we did with our money. We know that we are going to get old and retire. It's given.

Cost of Living
So with other cities in the world. If you go to other major cities in first world countries, price of commodities, house rentals, and transportation are mostly similar. Cities grow as well as cost of living.

Have a humility to get a practical shelter and transportation and you end up having money to spend just enough not to complain.

So, guys! If you're new to Canada, don't end up to money debt trap. Research more on how to invest money in this country and talk to people who are professional and trustworthy financial advisors. 

Do not care about what your relatives or friends say about your situation. As long as you're happy, enjoying, and not complaining about the Canadian life, you're in the good place.

It's time to reset our minds.

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From Working in a Factory, Housewife, and in a Financial Industry in Canada

Author: Net

They say if it's your destiny, no one can take it away from you and that it will be given to you at the right place and at the right time.

This is what exactly happened to us.  The moment my husband applied as immigrant years ago (we were only a couple back then), to what our "set-up" now as a family.

When he applied and was denied twice, I felt his sadness and dismay for this is his dream country, to raise our kids.  But I told him  that there's a reason for everything and maybe it's not yet our time or it's not the place for us.  Then years passed, he worked as an Overseas Filipino Worker (OFW) in Singapore, which made him grew apart from me and our children.

Then one day he said,
"I will try it again for the last time.  If this still doesn't work, then I'll give up and plan our lives in Philippines."

"Ok, if that's what you want, I'll support you on that," I replied.

"But don't let your hopes up. I don't want you to feel the same frustration, keep it light, ok?" I added with encouragement.

The Update
Then the news came that he needed to submit certain requirements.  Good thing, he had kept all those documents intact.

Everything else followed, the next thing we knew was we're already packing our trip here in Canada.

Once we're here, we had all the basic requirements needed to settle in - applying the Permanent Residence card, Social Insurance Number (SIN), Health Card, bank accounts and sending my eldest son to school.

We were very eager to have our jobs here.  They say it's very easy to find a job in Toronto if you are not picky.

True enough, my husband got his job 5 days after landing and mine followed after few days.  Though my first job was sort of a seasonal job,  I got laid-off after working for 1 month. but after a week of "rest" , I got another job that is quite promising.

Got a Promising Job
Another good news came but with a catch in the end...

My husband got a new job that required him to travel out of town every month.  So the problem was who will take care of the kids when he's away and I have to work in the afternoon until nighttime.

We weighed things up, listed down all the pros and cons and ended up me having a new job...a housewife.

Our New Setup
Sacrifices were needed. The main reason why we're here is for our kids.  So they are our top priority.  And besides, how can you get a baby-sitter to stay until midnight 5 times a week? And my youngest son is the clingy one.  He might be crying the whole night until I reach home from work.

We were receiving the child benefits from the government and it's over C$300/month.  Not bad at all, it's as if I'm also working with the benefit to bond with my kids. They can eat fresh from the stove and not heated from the microwave.

Before
- Ate Ana sends and pick up our sons to and from school, which we pay C$15/week.
- Food was heated by microwave.
- Bond with kids only during weekends
- Quality time was only on weekends
- No time to teach my son on his assignments
- No time to attend my son's school seminars and activities

After
- Send my sons to school everyday
- Newly cooked meal
- Bond with kids everyday
- Quality time with husband everyday except when he's out of Ontario to work.
- Teaching my eldest on his school works
- Attend seminars given by the school

We stayed this way partly until now while having a business as a Financial Coach.

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Job and Business Options in Ontario Canada

Having a job right after landing is an immigrant primary goal.  It will provide constant cash flow to the family.  Incoming bills like groceries, telephone, apartment rentals, and etc. It’ll be taken care of.

Unfortunately, some newcomers can't find jobs immediately and may result in anxiety and depression.  This is unhealthy for the whole family.  It will cause chaos and eventually leads to the couple's breakup.

This post is to give you insights on how to begin your healthy financial life in Canada.  Here are the options to do that.

Small factories on my way home from work.

Agency Jobs 

Assuming you haven't found any job at the first 3 days.  Go ahead and accept the offer from job agencies.  Even if the pay is minimum, grab it! 

You need to have an employer who will provide you a letter of reference.  It is mostly required in renting an apartment.  Some agencies pay workers in Cash or in Checks, I suggest to get the latter.  Checks come with payslips, which is good as an employment record and can later be used for other purposes.

It’s good to have a salary; minimum is good, while waiting for the perfect job.

Working as an assembler in a faucet company made me confident and motivated in living a new life in Canada.  It somehow removed a bit of my qualms.  Knowing that my family have a constant cash flow, I could sleep well at night.

Part-time jobs are always available in Toronto.  You can work in pizza chains such as this.

Part-time Jobs

If you are now working on a full-time job but the pay is scarce, get a part-time job.  It will provide you an additional income. 

Although part-time jobs help you provide food on the plate, it consumes your quality time with your family.  But with a proper time management with your wife and kids, everything will be in place.

I have a friend who has two jobs working 12 hours a day, one 8-hr full-time job in a factory and 4 hours in Walmart.  Others work for 16 hours per day. Yes, it's unbelievable, but it exists.

I didn’t try to do part time jobs in Walmart or Tim’s.  Time with my kids is limited because I have to take care of them after work.  That’s my part-time job, really.

Business 

How good it is to have your own business in Canada.  You will handle your own time.  You are your own boss. 

Having a business in Canada requires a lot of cash.  There’s an option to borrow money from the bank. For newcomers, no assets or credit history, it’s difficult to get a loan. 

How much do you need? 

Well, depending on the business, you may need a minimum of $50,000 to a million.   You also need to have a feasibility study in order to measure a viable business.  Considering hiring employees? It’s pricy.

If you have the capital as a newcomer, then go ahead build your business.  You can start any business you want.  Start with low initial capital and expand sooner as you get the feel of it.

I was really thinking about it and back when I was in the Philippines.  I have experienced in doing business back then and so was hoping to build one in Canada.  Due to a hefty amount of money involved, I decided to look for other options.

Independent Business in Financial Services

This option is applicable for full-time and part-time workers.  It gives you freedom to do it your way. The reason why it’s called independent is because of doing it without a boss. The opportunity to earn more than the corporate salary is staggering.

Even if you’re working from 9am to 5pm, you still can do the business part-time.  As you grow the business, it will eventually overcome your full-time job salary and eventually quit the job.

Unlike having a business with a high cost of initial capital, this business doesn’t need a lot.  You can start by licensing in the financial regulators and buying office equipments. Being one of the most regulated industry in Canada, which is investments and life protection, it requires you to be licensed in order for you to sell the products.

I was very lucky to have been involved in this business.  It was introduced to me a week after we landed on 2014.  I gained a lot of knowledge regarding financial matters and I‘ve seen the whole picture of Canadian investments.  Net and I are doing this business until now and both are licensed to sell these financial products in Ontario.  

You can email me if you’re interested in this kind of business.

What option to keep?

Whatever you choose in these four types of income opportunity, the most important thing is being happy doing it.  If you’re not, grab another one.

You’re the only one who can control your own destiny wherever you are in Canada. 

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Job Websites in Canada for New Immigrants

In the first few weeks upon landing in Canada, we need to process a lot of documents like SIN, CCTB, etc...We also need to find a place to stay temporarily that is near a school, community center, and stores.  Another important part of the process is to find a job.

As a newcomer, you have a little idea of where to look for a job.  The first thing you'll do is to surf the internet and find the job websites.

In Canada, job applicants rarely go find a job by walk-in, it is mostly online.  During winter, going physically to an employer's office is really difficult.  It consumes time, money and effort.

To help fellow immigrants find a job in Canada, I listed down some of the job websites available.  This way, you just send your resume online.  Though you need to create a resume beforehand.

List of Job Websites in Canada

1. Beyond (http://www.beyond.com)

2. Indeed (http://ca.indeed.com)

3. Job Rapido (http://ca.jobrapido.com/)

4. Job Bank (http://www.jobbank.gc.ca)

5. Career Builder (http://www.careerbuilder.com)

6. Job Diagnosis (http://ca.jobdiagnosis.com)

7. Zip Recruiter (https://www.ziprecruiter.com/)

8. Canadian Job Force (http://canadianjobforce.com)

9. IT Jobs (http://www.itjobs.ca/)

10. IT World Canada (http://jobs.itworldcanada.com)

Now that you have the tools to find a job.  Run your fingers in your keyboard and create your Canadian resume.

Please leave a comment if you find a job on one of these sites.

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Applying for a US Visa in Toronto Canada Experience

Is it easy to get a US Visa when you're in Canada?

Most Filipinos dreamed of going to the United States of America.  Some wanted to take a tour and others to migrate.  On the other hand, what it takes to get a Visa from the Philippines?  Is it the same as while in Canada?

I have friends and relatives who attempted to apply for the Visa in the Philippines but were denied.  Some got through and stayed there for good.

My goal was only to be here in Canada and maybe I can visit the US in the near future.  It's not my dream to live in the US.  If given an opportunity, maybe a 5-day tour is enough for me.

One day, I was called by the company's CEO and was tasked to do one important thing.  They need me to get a Visa for a business trip to the United States of America!  I was a little shocked and excited at the same time.  It's an opportunity of a lifetime.

A lot of blessings were given to me since I get here.  This time, I was caught unprepared.  ...Then, I suddenly remembered the difficulty of having the Canada FSW Visa, the documents that I need to prepare.  But now, it would be easy for me because all my documents were ready.

The only issue of me having the US Visa is that I have to arrange it myself.  But, the company will shoulder all the expenses.

So, I searched online for the procedure and gathered the required documents.

For your information, I will explain the step by step process of getting a US Visa here in Toronto.  This is a B1/B2, for tourism and business, type of VISA,  it's also termed as business and business for pleasure.

STEP 1 (Preparation)
I prepared the documents needed for the VISA.
1. Passport

• Current Passport valid for travel to the United States. The passport must be valid for at least six months beyond the period of stay in the United States (unless exempt by country-specific agreements.) 
• .  Passport containing the most recently issued U.S. Visa (if applicable). 

2. 2x2 photo ( hardcopy and softcopy)
Went to a photographer and informed him that I need photos for US VISA purpose and paid C$19 for 4 copies.

• One 5 x 5 cm (or 2" x 2") color photo taken within the last 6 months. 
• 
  
• Further details regarding Department of State Photo guidelines can be found at:
• http://travel.state.gov/content/visas/english/general/photos/photo-page.html

The photographer sent me a JPEG copy for online submission.

3. Father, Mother, and Relatives in US Details
My parents were no longer living so I have to rely on the previous copies of my previous CIC application regarding their details.  I have to know my father's and mother's birthday.  This will be used for online application later on.

If you have relatives in US, know their details like name, birthday and address.

4. Education Details
I need to know the school details like the name and address, degree and date of graduation.

5. Previous Employment Details
I need to provide the duties of current and past employment.  Resume comes in handy.

6. National ID number
I used the Philippines Tax Identification Number for this.

7. Proof of Legal Status in Canada.
I have my passport with me, with a Canadian Visa stamp in it, and brought a photocopy and original copy of my COPR and Permanent Residence card just in case they ask.

I did not include my wife and kids in my application.  For your information, if you want to include them in your application, here are the requirements:

• Accompanying family members, unless entering the United States for another purpose, should present an original marriage certificate (spouse) and/or birth certification (for unmarried children under 21), as applicable. Many visa types require addition documents. Please see the section below. 
• https://ais.usvisa-info.com/en-ca/niv/schedule/10072617/appointment/instructions

The following documents may be useful to support your visa application:

Intention to depart the United States upon completion of your travel.Sufficient funds to cover all expenses while in the United States.Evidence that you have significant ties to the country to which you intend to return at the end of your stay in the United States (This is generally established by evidence of family, professional, property, employment or other ties and commitments to a country other than the United States.)

So, I requested a letter with the intention of my stay, funds, and significant ties in Canada from my employer just in case the US Consulate asks.

8. Details of Destination
I printed the list of all the names and addresses of our US suppliers.  This will be asked at one portion of the application.

We set a certain date of my departure for the sake of the application.  It was a tentative date because we were not sure if they will approve my Visa or not.

STEP 2 (Online Application)
After Completing the required information from 1 to 8, I went online to make an online application at this link:

Online Nonimmigrant Visa Application (DS160) https://ceac.state.gov/GenNIV/default.aspx

1. I chose Toronto, Canada for the location and there are three red tabs at the right of that website, I clicked the "START AN APPLICATION" tab.

Don't worry if you don't finish the application, you can save and retrieve it anytime, just remember the Application Number.

If you have other questions regarding DS-160, go to the link below:
Frequently asked questions for DS-160

2. Upload the photo online
At the end of the online application, there's a step there on how to upload the photo.

3. Sign the Document Online
You have to finish the process by signing the document online.  It is just like agreeing to all the terms and conditions pertaining to your application.

4. I printed the completed DS-160 form.

STEP 3 (Online Appointment)
Schedule an appointment by creating an account with the website.

Schedule an appointment https://ais.usvisa-info.com/en-ca/niv/information/niv

I created an account with the website and selected the available time of appointment.  Luckily, I got an appointment 4 days after my online application.

Then I paid USD160.00. A receipt was emailed to me for my future reference.

I printed the Confirmation and instructions page.

 Note: Bring the Confirmation and Instructions page at the Interview printed from the website 

STEP 4 (Interview)
The very first thing to consider during the interview is not to bring prohibited items.  There are many in the list. To avoid such concerns, what I did was to wear and bring the basic things like:

Clothing and Personal Belongings:
Jeans (no belt)
Shoes and pair of socks (no metallic object)
Car key
Shirt
Jacket
Wallet

Documents: 
Passport
Letter from my employer
Payment Receipt (emailed)
Proof of Legal Status in Canada (PR Card, COPR)
Confirmation and Instructions
DS160

Contact information and how to visit on appointment day.
http://toronto.usconsulate.gov/contact.html

The documents were placed in a clear folder so I can retrieve it easily.  There was a line (queue) outside of the embassy, but I arrived on time for my appointment anyway, so no worries.

The person in charge checked the documents and led me to the entrance door, where the x-ray machine was located.  Then another person reviewed my documents then instructed me to proceed to the room.

There's another queue that leads to the 3rd document checkpoint where I presented my passport.  Then I queued to another line, which leads to the Visa Officer (Interviewer).

It took me about 20 minutes with all the documents checking from the main entrance of the embassy to the Officer counter.

While on the queue, I can hear the voice of the Officer asking an applicant because the counter have speakers in it.  Some were approved and others denied, I can see tears or smiles on their faces.

Even though my application was not a do or die thing, but I felt nervous.  When it was my turn, I felt the rapid heartbeat, but my facial expression remained calm.

The officer asked me about my job and places to visit in US, took my passport and gave me a piece of paper and told me..."Your Visa is Approved!"...it took 5 minutes for the decision.

Two weeks after, I received an email. It was an instruction on how to pick up my passport with the Visa.  It was at a designated forwarder.

So I went to the forwarder's office, showed my PR Card and opened up my passport.  Another sticker was printed on it, with a Visa validity of 10 years!

Watch the Video:

https://www.youtube.com/watch?v=M9dmkE2UWAk&feature=youtu.be

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Immigrant Life As An Assembler In Toronto Canada

Winter Time: It was after a freezing rain. The top layer of snow becomes brittle and shiny.

Someone emailed me about how I got my job as an assembler, so I made a post about it on How I Got a Job in 5 Days!"

But for most of us, having a job is not the end of it all.  You have to work hard to earn for food, shelter, clothing and communication.

Waking up early or getting to work late at night is a daily routine.  This is what life is all about for a working immigrant, like us.  Although I'm not working late at night, but my wife does, so I know how hard it is to be in that situation.

Life in a Factory as an Assembler?
Back in Singapore, I worked from Mondays to Fridays at 9am to 6:30pm.  I am off on weekends and public holidays.  It was an ideal job and I enjoyed it a lot, especially the travels.

When we immigrated to Canada, things had changed. Although I was working from 7am to 4pm, my job was repetitive, which I'm not used to because I'm a multitasker.

To give you an idea, let me tell you about my life as an Assembler in Toronto, Canada.

At Home
The cellphone alarmed at exactly 5:15 am, my drowsy eyes opened up and was looking for the source of the sound.   Then I found it, I was so sleepy to remember that I placed it on top of the table last night.  I pressed the button to snooze and slept for another 15 minutes.  Then again, ALARM!!!

I got up and prepared our breakfast, then went to the bathroom, which I hated because it's too cold to take a bath early in the morning during winter.  Even though the heater was on, the first few drops or mist chills my skin and seeps into my bones.  I really HATED that feeling!

After that chilly bath experience, I dress up and wakes up SAM to let him prepare for school.  I heated up the frozen foods from the microwave, which my wife prepared the previous day, put the plates on the table and prepared our lunch boxes.

As my son was dressed up and ready to eat, I will then say goodbye to him and let him stay at the room where his mom and little brother were still sleeping.  As you all know that my wife works from 4:00pm to 11:00 pm and arrives home at around 11:30 pm.  So, I don't bother to wake her up early in the morning.

I wore my regular clothing for work because we don't have a uniform.  Got my keys and wallets and headed to the door. My son gave me a hug, which he does every day before I go out of the door.

Then I headed to the elevator, down to the building lobby and out to the main road.

But before I arrive at the bus stop, I'll prepare my GTA Pass so I can show it immediately to the bus driver.  Then I usually sit at the back and have a nap before the first stop, and at the second bus I'll sleep all the way until to the work site.

Our factory is 500 meters away from the stop so I have to walk through the thick snow and shiver with the cold wind blowing my body and face.

The aftermath of a thick snow that was cleared by a snow sweeper.

At the Factory
As I reach the warehouse door, I rushed in to punch in my time.  I always sigh for a relief from the cold air as the warehouse temperature heats up my frozen body.  While I'm inside a warm room, it feels so good as if I was just working in a tropical country.  Never mind looking at the glass window with the pile of thick snow.

As my body temperature adjusts, I'll quickly remove my jackets and layers and place it inside the locker, then headed directly to my worktable.

This is the path to my worktable.

"Good Morning Joe!"  I greeted loudly at the 65 year old assembler at the far end of the line.   Then at my back was Davey, who greets me with a "What's shaken?", another term for "What's up?".

"I'm Good! Had few adventures yesterday!", I replied while putting on my working gloves.

Job orders were already prepared on my table by the Supervisor.  I scan through the orders and take all the parts that are necessary to build up the product.  Then I laid it all on my table and clears everything up for a wider space to get ready for the assembly.

The assembling of parts will take an hour, one after the other, and usually consumes my time from 7:30 am to 10:20 am, on our first break. Fifteen minutes were all it takes to take a rest, have a conversation with colleagues then back to work for another job order.

Lunch time was at 1:00 pm to 1:20 pm.  This time, the usual belly laugh echoes the cafeteria, from a group of Portugees and Italians. It's all about their golf games on the previous weeks or how the thick snow covered their houses.  It's a never ending chain of stories from them.

Seeking for a moment of silence, we go in the factory again until 3:00 pm and have the second break for 15 minutes.  I usually eat bread during the break or a small box of fruit which I pre-washed and packed in the morning.

Then the go-home bell rings at 4:00 pm.  But, I stay late until 6:00 pm for an overtime, which gives me another $11/hr rate.

Before the clock ticks at 6:00 pm, I organize my table, prepare my things and heads to the locker where my 5-layer clothing were hidden.  There's another walk for 500 meters on a frozen road with knee-deep snow on the way.  If I can get on the bus on time, I'll shorten the agony of freezing.

Going Back Home
A walk for 500 meters was always like torture, for me. The cold air makes you shiver uncontrollably and it will take away all the heat inside your body.  Your fingers will freeze at around a minute of exposure to the cold air.  That is how a -20degC feels like.

Winter Nights: Taken after a day's work while walking to the bus stop.

If I missed the bus or it's late, another 15-minute agony awaits while the wind blows heavily inside the glass-covered bus stop.

When the bus arrives, I slowly get in and sit at the left side single seat.   I munch a bread on the way then take a nap until the first stop.

There were times that it was so exhaustive working in the factory, so I had slept so hard that I did not notice the first stop. So I have to transfer to another bus route to home.

Once I'm at our building, I will hurriedly head to my sister's apartment to get my two boys,  who were waiting for me.  At this time, it should be around 8:00 pm and I will be feeling hungry from work.

When my sister's door opens, two little guys rushes to me with arms wide open, shouting "DADDY!" and hugs me tightly with all the strength from their baby muscles.  At this point in time, the stress from the factory magically turns to happiness and body aches disappear in an instant.

Then the youngest will ask me to lift him up and kisses my cheeks with a smile, showing off his missing front teeth.  So, I bring my two boys to our apartment and help them dress up to go to sleep and teach my SAM on his assignments.

I was lucky to have a sister in Toronto, who temporarily took care of my kids while we're at work.

Then I prepare my dinner and wash the dishes and pans.  I have to sort all the toys that were scattered by my 3-year old with the help of his Kuya, prepare the milk for my 3-year-old and have them brush their teeth.

There will be a story-telling for both of them as they dropped their eyes to sleep.

If I have time, I'll watch few Television shows, do some blog posts, or sometimes I go to sleep with my little boys to get ready for another day in the factory.

That was my daily activity as an assembler in a factory.  It's a hard work at first, but as the time goes by, it becomes a routine and felt easier.

I was so optimist during that time cause I know that eventually a rainbow comes after the rain.

When I was assembling the parts, I wasn't thinking of the hardship.  It's the experience that I was interested in, which I needed to survive in Canada.

I was lucky to have a job in Canada and was proud to work in a factory.  But, because of my expertise on machines, I had to find a way to use it and contribute more in Canada's workforce and to be well-compensated in return.

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Temporary Workers Have To Leave Canada on April 1, 2015

This is not an "April Fools" joke!  

This news was published today.  Actually, the backgrounder was all over Yahoo for the past few days.

I was saddened to know that thousands of temporary workers, especially at the low-skilled level, who worked for over 4 years in Canada will be sent back home.

There will be an increase of unemployment in Philippines once they reached home.  I hope that they have saved some capital and have their own business.  If not, jobs should be readily available for them to have a constant cash flow.

What's in The NEWS?

"OTTAWA - Thousands of temporary foreign workers are required to leave Canada today, as work permits expire for those who have been in the country for more than four years.In 2011, the Conservative government set April 1, 2015 as the deadline for temporary foreign workers in low-skilled jobs to either become permanent residents or return home.In Alberta alone, 10,000 temporary foreign workers have applied to stay in Canada.Immigration Canada hasn't divulged the total number of workers who must leave today, but immigration and labour market experts have estimated tens of thousands are affected. Read More." - by Canadian Press c/o Yahoo.ca.

"The government has not revealed how many people will have to leave by the April 1 deadline, but some advocacy groups estimate it could be as many as 70,000 countrywide.
"Those dreams of staying in Canada are all gone," said Marco Lucinao with Migrante Alberta, a group that works with temporary foreign workers.
Lucinao's group has been trying to keep temporary workers informed about their rights, including health-care options if they decide to stay illegally. He said many..." Read More..-by CBC News

Who Were Affected?

It was the lowest-paid and the lowest-skilled temporary workers who were affected.  Engineers and Executive are still here to stay.  

Lessons for Federal Skilled Workers in Canada

Since the first day of my application, on the year 2003 until now, there were many changes in Canadian Immigration rules that were implemented.  Although it's not a sudden implementation, but it was always changing.

There were people affected here and there, the worries and the depression were felt, not only by the applicant, but also for the families affected.

If one day, an opportunity knocks at your door and you think that you're ready to open it, GO!  Grab the knob and see who's on the other side.  Never wait for another opportunity, for it might not on your advantage.

If you agree or disagree, please leave your comment below.  Please tick the LIKE button if you find this post helpful.

My Last Day Working As An Operator in Canada

Author: Net Alagnam

As my eldest son tapped me gently saying, 

"Mommy, it's time to wake up! Come on, let's go!"

I got up brushed my teeth, washed my face, wore my sweater, and looked for my keys in the bag. Back home, I don't go out without taking a bath and put some powder and lipstick on my face.

But here in Canada, everything is different. I'm not that conscious of my physical appearance especially if the place we're going to is just 3 floors below our unit.

As I went to our sala, I noticed that my youngest son is already watching his favorite episodes in YouTube. I told him to get his slippers for we will send kuya to ate Ana's unit for the last time.

Since today is my last day of work in Citamit, it is also my eldest son's (Sam) last day of letting someone (ate Ana) send him off to school. The following week, the three of us (Me and my two kids) will be going to school just across our building to drop him off. At least I'll be 15 dollars a week richer :D

As we went back to our unit, I started cooking food for my friends/co-workers for my "farewell blowout". I began working with the pork belly that I marinated already and shove it into the oven.

Next I cooked noodles for my spaghetti. By the way, I missed the ingredients I've had back home. My spaghetti won't be the same because of some lacking "secret ingredients".

But before making the sauce, I took a bath first so that my hair can dry itself while I'm finishing my dishes. 

After making the spaghetti sauce, I started placing them in containers. I also included garlic bread to go with the spaghetti. Adding disposable plates and some spoon and forks, my bag is ready to go.

My Last Day At Citamit...

As I stepped down the vehicle of my carpool, I removed my phone from my pocket and I took a picture of the building of Citamit. I sighed as I enter the door saying to myself,

" This is it! My last day in this company.."

As I go to the lunchroom where all of the workers (afternoon shift) stayed while waiting for our turn, I sat across a friend who greeted me saying, 

"This is your last day right?", I nodded.

"Do you really have to go?"

"Yeah. I have to... no one will take care of the kids if my husband will go out of town..."

"You'll come back right?"

"Maybe after a few years. My kids can't be left at home till Sam is 12 years old... and his only 10 now..."

Then the bell rang. Time for us to go downstairs for work. As we go down, I saw our supervisor giving us our assignments. As I passed by him, he said, "aisle 2".

Looking at my machine located in aisle 2, its lights closed. It made me think that we will not be making the new pack (approximately 15 lbs per part)... which means I will be transferred to another working station. This is what I've noticed, that whenever we make an old pack (where the parts are lighter), they transfer me somewhere...

True enough, I saw Mat coming towards me and said,

"Net, did I say aisle 2? I mean aisle 4, you go there now."

I bid farewell to my co-workers and went to my new assignment. Seeing the team leader of aisle 4, Kiko,  he told me to put bushing on some parts. Talk about having the easiest job on your last day. :D 

Then few minutes came, 3 of my friends (all Filipina) came working with me. I said to myself,

"Wow, this is getting better! As if they are giving me special treatment! How I wish they've done this earlier. :D"

My Last Breaktime With Friends/Co-workers...

 

The first break came then we ate the spaghetti I made as fast as we could for our break time is only good for 10 minutes. Our friend Lemak came and treated us with a  container of Tim Horton that has the capacity of more than 10 cups.

Then the second break came where we can eat for 20 minutes. We usually eat together sharing our meals with one another. So I brought out my version of "Lechon" (roasted pork) and they loved it.

After dinner, Kiko told me,

"Take it easy, make chitchat with your friends..."

"I will!"


But deep in my mind, I can't do that because the company is paying me for every hour I work so it will be unfair if I'll be chatting for hours while waiting for the bell to ring. Besides, I can do quick chats while working :)

 
My Last Minutes Of Work

So 11 pm came that marked the first bell, meaning we need to wait for another 10 minutes before we could go up to the lunchroom. While waiting for the 2nd bell, I went to aisle 2 to bid farewell to the people I've grown fond of for the past 2 months.

Second bell rang, I went up to timed out for the last time and went back to the office of the supervisor to return the key ID. I also passed by Mat and told him that I returned already the ID. I don't want to have a bad reputation so that I could come back easily if ever.

As I went to the lunchroom, I met some friends and exchanged hugs for one last time before going out to meet my ride. We also exchanged phone numbers and facebook account just in case we'll be missing each other and just want to hang out. :)

Though I've worked with this company for only 2 months, I made a lot of friends not only Filipino/Filipina but of different races as well. I learned some of their culture - Vietnamese, Chinese, African, Indian, Jamaican and a lot more. That even we were of different races, we accepted and respected each others beliefs as long as it won't hinder our work.


If you have questions about my post, please email me at netalagnam@gmail.com. 

I'll be posting some more of my experiences here in Canada. If you want to receive my latest posts, email me at netalagnam@gmail.com to Subscribe.

A Minimum Wage Earner in Toronto Canada: Salary Vs. Expenses

After the job interview and knowing that I will start working on the next Monday, I was excited to tell my sister and everybody about the job.

It was a great feeling, knowing that I don't have to worry about my finances anymore, well at least for the time being.

While on my way home from the interview, walking along the pathway with more red maple leaves blocking my way, I appreciated more of the beauty of the surroundings.   What I saw was that...

* The grass is greener and the red maple leaves were not just red but has different sizes.   

* The pine trees along the way are not made of plastic at all.

* There were no trash along the road.

* Lastly, I was the only human walking along the pathway... 

The thought of my dilemmas that I've gone through with my FSW application to get in to this country, marks a smile of fulfillment on my face.

* I remembered how CIC returned my 2007 application on 2012.

Seeing the flag, with a red maple leaf, in front of the buildings made me realize that I'm now in Canada and soon to be part of their workforce.

On Monday, I will be included in the Minimum Wage Earner job market.

What My Friends Thought About My Job?
Besides announcing my new job with my wife and relatives, I also informed some of my close friends.  They like the idea of me having a job as a new immigrant, but they kept on advising me not to work at that level for a long time.

They advised me to look for a job that is more relevant to my experience and credentials.  As they were explaining their thoughts on me, their facial expression show signs of discontent and regret.

To give you an idea of my background,  I'm a licensed Engineer with more than 10 years of experience in my field, and worked in Singapore as a technical support for the Southeast Asian customers.

I fully understand what they thought of my new career, an Assembler, but the most important is my own decision.

When I arrive here, I never stopped planning. Although I haven't planned to be an assembler,  I know that this will soon to be part of my future success, which I was prepared for.

My Thoughts of Being in the Minimum Wage Earner Workforce
The first thing that I considered when I accepted this job was our cash flow.  The fact that I'm a new landed immigrant, with a limited money to burn, it's logical for me or "anyone" to get any type of job.

I have to cling on to something before I fall down completely.  Failing to have a job in Canada or any other place is not acceptable especially when your wife and kids are with you.

Being in this kind of job has a minimal stress and responsibilities.  The decision making is simple.  All I have to do is to pick some parts, inspect for damages and assemble it.   If there's something wrong with the parts, just call the supervisor for help.

Budgeting My Salary 
Having an $11.00/hr salary is minimal, it is insufficient to supply us with our weekly needs if I work alone.

Let me breakdown my salary and our expenses to give you an idea...

Salary: ($11.00 / Hr) x (8 hours/day) x (5days/week) = $440 / week
Expenses: 
CPP (Canada Pension Plan) = $18/week
Employment Insurance = $8/week
Tax (Federal Tax) = $43/week

Laundry ($60/month) = $15/week
House Rental ($880/month) = $220/week
Food ($60/week) = $60/week
Mobile Plan ($76/month) = $19/week
Internet ($95/month) = $23.75/week
Transportation = $56/week (using a GTA pass)
School Tuition = FREE
Hospitalization = FREE

If we do the Math...
Salary - Expenses = C$440 - C$462 (We are short of $22 per week)              

The good thing about Canada is that our kids have their own allowances from the government.  If parents are in the minimum wage, they can get around $300-400 per month more or less, depends upon the assessment.

This will compensate our negative income.  But, for me, I don't want to wait for the government's subsidy.  My wife and I agreed that she needs to have a job so that her income ($440/week without tax) will be our savings and so we can send some in Philippines.

So, if we add our net income together..

Ben = (- $ 22)  /week (negative income)
Net =    $ 371 /week ($440 less CPP, EI, Tax)
Kids =  $ 75 / week            $ 424 /week (Total Savings)           

Having this net income per week is enough for our family savings.

Of course, there will be expenses for our new house like furnitures, gadgets, new TV, etc... These can be included in the budget but is not considered as the essential expenses.  It means that we can still live without these items.

As long as we don't buy luxury things, we will be fine for now.

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How I Got A Job in 5 days

Before we arrived in Canada, I was worried of not getting a job specially when I'm bringing my whole family (wife and 2 kids) with me.

I was thinking on getting any job that may be available upon our landing.

Aside from preparing my credentials and supporting documents for my employment, I also prepared my emotions and mindset for the coming interviews and job seeking.

Job Seeking in Toronto

We've landed in Canada...YES!!! The sight of flurries temporarily took away my troubled mind as we stepped out of the airport.  The ambient temperature at that time was 3degC.

My tropical blood was shocked!  The clothing that I wore, which I thought was fine initially, were not appropriate for that temperature, so I was shivering.

It was Friday night but my brain was telling me that it's Saturday morning.  This is because of a 12-hour time lag between Philippines and Ontario, Canada. 

There were lots of activities we've done during the weekend and the following Monday.  I will discuss this in details on my next posts.

It was Tuesday when our friend Garry convinced us to go with him on a job hunt.  I was not job hunting for 4 days because we're much occupied with other things.  Besides, it was not like Singapore where I need to find a job within 30 days before my Visit Pass will expire.  You can read my Singapore story at this link "How I found a job in 4 days!"

Me and my wife went with Garry to an agency.  My impression of an agency is that they always think about money and they will cheat you with the salary.  But I found out that I was wrong, they treated us well.

They gave us forms to fill in and informed us to wait for their call if ever a job is available.  I also gave them my resume for their future reference.

What's My First Job in Canada
We went home from the agency and go on with our activities.  It was afternoon and the sun was shining bright lighting up the red maple leaves laying at the grounds.  I heard my phone ringing and answered it immediately.

"Hello..."

"Is this Ben?  My name is Mr. Agent and I'm calling from the Agency XYZ.  I want to know if you're interested in getting a job as an Assembler.  This job is quite easy and light.  That means that there is no heavy lifting and the only thing you carry are small parts.

I'm sure you'll like it."

Honestly, when I heard about the word "Assembler", I was thinking of someone sitting on a chair facing a conveyor line, picking up parts and gluing it together.

I imagined a production line with your co-worker, sitting beside you, is assembling the same parts, with the bell ringing, a signal for break time and lunches.

"Alright, how much is the salary and where is it located?"

"It's located at the northern part of Toronto and you'll be paid CND11.00/hr."

Having experienced with a Singapore dollar, the salary offered is lower than what I was taking home in Singapore.  But, if I base it in the Philippine wages, like my wife's, it's way too high.

I then mentally computed my future expenses like house rental, car, food...etc., it seems that I can also have savings if I work 8 hours per day, 5 days a week.

The offer is not bad at all!  Then I continued...

"Sure, I'll accept the offer". 

"That's good!  The name of the company is XYZ Co. and you have to go there tomorrow for an interview. You should look for Mr. Manager and bring your resume with you."

After the talk, I thanked him for his offer and immediately informed my wife about it.  She was happy knowing that we now have money to spend for our expenses.  Money is coming IN!

What Happened During the Interview? 
An immigrant newbie just got a job offer in Toronto, Canada.

As I hanged up the phone, I was thinking on how and what to wear for the interview?  I was not concerned about the questions in the interview because I know that the job is not that technical.

It's my first time to have an interview here in Canada and clueless on how to get to my destination and how to go inside the office.

Do I need to remove my coat, shoes and gloves? 

Where do I place my coat?   

Do they have cabinets for these things?

Yes, I know that these are just simple things, but it's a big deal for me.

The following day, I took the bus to XYZ Co. and found that I need to walk half kilometres from the bus stop to their place.

Walking along the pathway, I can see the grasses were still green, layered with red maple leaves.  The temperature was at +2degC but my body responds with a shiver.  Winter is coming indeed...

After a 500-meter walk, I finally arrived at the doorstep of the company.  When I opened the door, there's another door to enter the lobby.

It's a double door, which is installed for the purpose of insulation, so the cold air from the outside won't get in directly to the lobby and also to save the heat inside.

I was not getting used to double doors back in Philippines, Singapore and other tropical countries. Majority of companies have single doors.

As I entered the reception area, the receptionist asked me who am I looking for?  The way she speaks isn't what I was used to in Singapore or Philippines.

She speaks Canadian English and fast.  I barely understood what she's saying but I know that she's asking something.

I told her that I'm in for an interview with Mr. Manager.  She made some calls and I waited at the lobby still wearing my coat.

The lobby felt warm so I unzipped my coat exposing the second layer of my sweater.  I wore three layers of clothing that day, a cotton shirt, a thick sweater with a hood and a thick coat. My shoes were still on but she didn't instructed me to remove it.

The Manager came and guided me to a small meeting area and we took a seat facing each other.

"Hi Ben, so you're from The Agency?"

"Yes, Manager"

In Canada, you don't say Sir and Ma'am, even if it's the owner of the company, you can just call them with their first name.   If he is John Smith, just call him John.

In Canada, employers and employees don't feel comfortable to be called Sir/Ma'am.  That's what the CIIP seminar had instructed us.

I handed him my resume and waited for him to finish reading.

"So, you're an Engineer and a new immigrant.  You have a lot of experience.  But the work that you'll be doing here is easy.  It sounds like you're just looking for something to do..."

 "Well, I understand, we've just arrived few days ago.  I need to find a job."

He was surprised that we've just recently landed and then asked me if how I felt about Canada.

The interview lasted for 30 minutes.  He then called the Supervisor to interview me as well.

At the end of the interview, he discussed something with the Supervisor and got back to me...

"Hi Ben, I'm glad to tell you that you are qualified with the job and you can start on Monday.   

Take your family around Toronto and enjoy your weekend.  See you next week then."

There were no contracts that I can sign with after that.  His words were my only evidence that I had found a job.

My first reaction was to thanked him with a big smile.  He lead me out of their company leaving me galloping with joy!

I just got my first ever job in Canada!!!

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