MM2C Podcast by Ben Alagnam

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Showing posts with label Canada Benefits. Show all posts
Showing posts with label Canada Benefits. Show all posts

24 April 2020

Benefits We Received in Canada During the Covid-19 Pandemic

Went to a creek near our rental cottage. Looks awesome!

I have been monitoring the Covid-19 pandemic cases online to know how the virus propagated to other countries. Surprisingly, it has spread so fast that it reaches millions in just few months.

Let's have a breakdown of the highest confirmed cases in the world and rank them.

Top 5 Highest Cases
Total World Cases - 2,622,571 confirmed cases

1. United States - 842,319
2. Spain -208,389
3. Italy - 187,327
4. France - 157,125
5. Germany - 150,062

It's an alarming number in United States that it's 4x than the other four countries.  Remember that we were alarmed by Italy when it was the highest? Now, the number is astronomical in USA, a great challenge on their health care.

Meanwhile, I'm also surprised about China, where the number of cases has plateaued. As of this posting, there is a city in China that is under lockdown, here's the news.

There are controversy theories spread online saying the country is hiding something from the public.  Unless proven, it will remain as that.

How about the status in Canada? 
I'm residing in Toronto, one of the biggest city in Canada, where the number of Covid-19 confirmed cases had already reached 41k, 41,650 to be exact, and growing. There are already 2,239 death, where Quebec is the highest with 1,243 people died.

Most of the residents are still staying indoors to help flatten the curve. The whole province of Ontario is in partial lockdown, meaning all non-essential businesses are closed down. To find out about the essential business in Ontario, here is the list.

After two weeks off work, I'm now back in the workforce as I'm included in the list of essential worker. I can now travel to visit customers, though some companies are closed for visitors as one of their policy.

Premier Doug Ford said that it won’t be reopening the province on May 24. They will continuously monitor the situation and will have weekly meetings to address the issue.

When going out to buy groceries or a scheduled visit to the doctor, we always wear mask and practice precautions like washing our hands with sanitizers. But, unfortunately, many are still not wearing mask because it was not set as mandatory from the Ministry of Health.

Our kids are still at home. It's been more than a month now that Canada had closed the school gates. Premier Doug Ford says it will be the last to open if everything is cleared up.  That means our budget for food has changed. Kids are constantly nibbling food so the consumption of our household food has increased. 

We are fortunate that the province had provided us benefits for the kids and me.

What are the Benefits We Received in Canada?
Workers Benefit
For us, workers, who have lost jobs or are off work for over 14 days, are grateful that the Federal government provided us the CERB (Canada Emergency Response Benefit).  It provides $2,000 a month, $500 per week, of benefits for a maximum period of 16 weeks.

Since I was off work for two weeks, I have $1,000 to compensate the no-work-no-pay from my employer.

When I applied for the CERB, the options are in batches of months, but the day I started and ended my "off work" are in both months, so I selected both.

For just three days, we received a direct deposit of $4,000 from the Federal Government of Canada.  I have to return the difference because I only need $1,000 or I will be taxed for the whole amount on next tax season.

Kids Benefit 
The government also had provided us benefits for the kids. We received $200 for our 8-year-old, but haven't received for our newborn yet.  Maybe the birth registration has not been processed, so his name is still not in the system.

Two days after processing, we received the $200 from the Support for Families MSP on direct deposit.

One of the Foundations of the Toronto District Catholic School Board had also provided $50 for each kid who is enrolled in that school. We applied for it and we gonna receive it soon. It will be a great help on our budget

Just recently, the Federal government also announced that College students will receive $1,250 monthly from May to August.

We are fortunate to be in this country and grateful for the benefits we received. So, still no regrets migrating to this beautiful country with a good governance.

Where to Listen?
Apple Podcast Episode EP166
Spotify - Episode EP166
Google Podcast Episode 166

Shownotes Links:

18 December 2015

Canada Child Benefits (CCTB, UCCB): Our Application Experience as FSW

If you had just landed in Canada, you must be aware that there are benefits for your children under the age of 18.

During our first week in Toronto, we immediately sent the child benefits application.  It was helpful for us, especially when we don't have jobs yet to make our cash flow positive. There were many benefits that our child had received, given that our income was at the minimum.

In order for you to receive the corresponding benefit, you need to send an application to the Canada Revenue Agency (CRA).

Who should apply?
The one who's primarily in charge of upbringing and care of the child.  For us, even though we were not yet working during the application, we agreed that my wife will be the applicant. That is usually the case for new immigrant couples.

For the New Immigrants, let me show you the step by step procedure on how to apply for the child benefits.

STEP 1 (Gather the Documents)
Gather all documents to establish your relationship with your child.

1.  Marriage certificate (copy)
2.  Birth certificate (copy)
3.  Copies of the COPR (copy)

This will not be difficult for newcomers as we had all the documents with us upon landing.

Prepare your bank account details.  If CRA fails to send payment to your bank, the benefit will be paid to you by cheque.

STEP 2 (Print the Forms)
Print the necessary documents at the Canada Revenue Agency website as follows:

1. Canada Child Benefits Application RC66
http://www.cra-arc.gc.ca/E/pbg/tf/rc66/README.html

2. Status in Canada / Statement of Income RC66SCH
http://www.cra-arc.gc.ca/E/pbg/tf/rc66sch/README.html

Fill out the necessary details legibly.

STEP 3 (Sending the Application)
1. Place the documents and forms inside an envelope.
2. Mail the completed forms with the supporting documents to the province where you reside.

Click the province below for the mailing address.
Source: http://www.cra-arc.gc.ca/bnfts/ddrss-eng.html
Where to Mail the forms?
Go to the nearest Canada Post branch.  Before you click the link below, you must know your Zip Code (ex: J2M H2T)

The mail will be delivered to the CRA within 3 days.

STEP 3 (Wait for the Payment)
Once your application is complete and no additional documents needed from the CRA, you will now receive the Child Benefits through your bank account or by cheque.

CRA uses your application to determine if you are eligible for other child benefits.  So, you will receive payments from different branches of the government.

Note:
Don't forget to contact CRA if your status and personal information had changed.

If you have questions regarding my experience in this application, contact me at benalagnam@yahoo.com.  I'll can help you as fast as I can.

Please tick the LIKE button below if this is helpful and Share to new immigrants as well.
Ben Alagnam - MeMovingToCanada